Life & Living Benefits · Beaumont, Alberta

Life Insurance for
Beaumont Business Owners

Protect your family, your business, and your key people. From group life for your team to personal term coverage and Buy‑Sell agreements  — one independent broker, 15+ carriers, no broker fee.

15+
Carriers compared
48h
Quote turnaround
$0
Broker fee to you
2+
Employees to qualify
Coverage options

Business & personal life coverage in one conversation

  • Group Life & AD&D — employer-paid for your team
  • Term Life — personal coverage for you & your family
  • Key Person Insurance — protects the business if you’re gone
  • Buy‑Sell Agreement funding — life-funded partner buyout
  • Critical Illness — lump sum on diagnosis
  • Disability Insurance — income replacement if you can’t work
Request a free quote →
Two paths

Business owner or individual — both covered

Most Beaumont business owners need both: a group plan for their team and personal coverage for themselves. We handle both with one broker.

For you personally

Individual Life & Living Benefits

Protect your family’s income if the unexpected happens. Term life is the most cost-effective starting point; layer critical illness or disability on top based on your situation.

  • Term Life — 10, 20, or 30-year level coverage
  • Critical Illness — tax-free lump sum on 25+ conditions
  • Disability — replaces 60–85% of income if you can’t work
  • Life insurance inside a corporation — tax-efficient structure
Products

What we can place for Beaumont clients

Independent access means we compare carriers to find the right fit for your health, budget, and timeline — not a single company’s product shelf.

🛡️
Term Life Insurance
Level premiums for a set term (10–30 years). Most affordable coverage per dollar. Ideal for mortgage protection, income replacement, and business obligations.
🤝
Group Life & AD&D
Employer-sponsored life coverage added to your group benefits plan. Premiums are a business expense. Employees get coverage without individual underwriting.
🔑
Key Person Insurance
The business owns and pays the premium. If a key employee or owner dies, the death benefit flows to the company to cover lost revenue and recruitment costs.
📝
Buy‑Sell Insurance
Funds a shareholder agreement so surviving partners can buy out a deceased partner’s shares. Prevents forced sale or unwanted new partners entering the business.
❤️
Critical Illness
Tax-free lump sum if you’re diagnosed with a covered condition (cancer, heart attack, stroke, and 25+ more). Use the money however you need: treatment, time off, household bills.
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Disability Insurance
Replaces 60–85% of your income if illness or injury stops you from working. Short-term and long-term options. Own-occupation definitions available for professionals.
How it works

From first call to active coverage

No paperwork maze. We gather what we need, shop the market, and present a clear recommendation.

1

Free needs review

30‑minute conversation about your family, business structure, existing coverage, and budget. No commitment.

2

Market comparison

We shop 15+ carriers simultaneously and present the top options with rates, terms, and trade‑offs side by side.

3

Applied & active

We handle the application, follow up with underwriting, and confirm your coverage is in force before we close the file.

Get a life insurance quote for Beaumont

Describe what you’re looking for — personal, business, or both. We’ll come back within one business day with options.

AIC Licence #144154 — Life & A&S, Alberta
Independent — no carrier quotas or incentives
$0 broker fee — carriers pay us, not you
Serving Beaumont and all of Alberta